Istanbul Gelisim Vocational School: Vocational School Bulletin (Vol. 3, Issue 4, April 2023)

Abstract

COMPLEMENTARY HEALTH INSURANCE

Complementary health insurance is a type of insurance in which individuals subject to the Social Security Institution (SGK) can use private health insurance and social security insurance together. Private health insurances that provide outpatient and inpatient treatment by many people are costly. In order to solve this problem, complementary health insurance covers the treatment fees that are not covered by the SSI or the difference fees arising from the treatments that are covered by the hospitals that have an agreement with the SGK. Anyone who has general health insurance between the ages of 0-80 can take out complementary health insurance. The prerequisite for obtaining complementary health insurance is to have an active general health insurance. If the general health insurance of the insured is not active or does not exist, the insured can benefit from the benefits of complementary health insurance by paying his/her premiums from outside. In other words, those who want to have complementary health insurance must pay premiums both to the insurance company for private health and to SGK for general health insurance.